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Powering Africa’s Digital Future

We build secure, scalable platforms that drive innovation for businesses, governments, and institutions across the continent—turning big ideas into technology that works.

Who We Are

About Us

APLUS AFRICA is a premier software development company building high-impact, scalable, and secure digital platforms that power businesses, institutions, and governments across Africa and beyond. With deep sector expertise, a hands-on development team, and a strong understanding of local market dynamics, we help organizations transform bold ideas into real-world platforms that work.

Whether you’re building a fintech product, a nationwide data system, or a mobile-first marketplace, we’re the technology partner that delivers.

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Team collaboration
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Group discussion

Our Services

What We Do

We specialize in designing and delivering full-stack technology solutions with deep integrations, intuitive design, and enterprise-grade. Our focus areas include:

Fintech & Payments Platforms

Fintech & Payments Platforms

Secure, scalable solutions for digital banking, mobile money, and cross-border payments.

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Gaming & Betting Systems

Gaming & Betting Systems

High-performance platforms with real-time engagement, analytics, and user control.

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Marketplaces & Digital Commerce

Marketplaces & Digital Commerce

Custom e-commerce solutions and multi-vendor platforms optimized for growth.

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Telco & Messaging Infrastructure

Telco & Messaging Infrastructure

Scalable SMS, USSD, and communication systems with carrier-grade reliability.

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Government & Institutional Systems

Government & Institutional Systems

Secure digital tools for public sector efficiency, compliance, & citizen engagement.

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API Gateways & Open Banking Integrations

API Gateways & Open Banking Integrations

Robust APIs and secure integrations to enable interoperability across platforms.

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Mobile App Development (Android & IOS)

Mobile App Development (Android & IOS)

Custom e-commerce solutions and multi-vendor platforms optimized for growth.

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CLIENT PROJECTS

Our Work

From fintech platforms to nationwide digital systems, our work reflects a commitment to building solutions that are scalable, secure, and designed for real-world impact across Africa’s dynamic digital landscape.

Tuma – Cross-Border Payments Platform (for MTI)

APLUS AFRICA developed Tuma, a fully regulated cross-border payments platform for Money Transfer International Ltd (MTI). Tuma enables African diaspora communities in the UK, Europe, and North America to send money instantly and securely to 12 African countries.

Key Capabilities

  • Direct integrations with Visa and Mastercard, allowing instant funding from global debit and credit cards.

  • A robust wallet system with P2P chat-based money transfers, QR code payments, and wallet-to-wallet functionality.

  • A modular Tuma Control Hub for back-office operations including:

    • FX rate management
    • Campaign orchestration
    • Support ticketing
    • Merchant portal
    • Real-time transaction dashboards
  • Instant transfers to banks, mobile wallets (M-PESA, Airtel Money, MTN MoMo), and merchant Paybills and Till Numbers.

  • Compliance modules: EDD-based user segmentation, automated KYC, real-time fraud monitoring (SEON, Onfido).

  • FX Navigator with dynamic and manually controlled exchange rates.

  • Built to be PCI-DSS aligned, highly available, and API-first. Tuma is a future-ready remittance platform, enabling MTI to operate across regulated corridors in East, Central, and Southern Africa.

Tuma platform dashboard showing financial metrics and revenue performance

ODIBETS – Scalable Gaming & Betting Platform

APLUS AFRICA is the technology partner behind ODIBETS, a top-tier gaming platform operational in Kenya, Ghana, and Tanzania. ODIBETS processes millions of bets monthly with high concurrency and system uptime.

Key Capabilities

  • Real-time betting engine with support for live and pre-match games.

  • Instant wallet functionality with automatic bet settlement, balance updates, and rewards.

  • Admin panel and CMS, affiliate tracking, content APIs, and advanced reporting.

  • Instant transfers to banks, mobile wallets (M-PESA, Airtel Money, MTN MoMo), and merchant Paybills and Till Numbers.

  • Fraud detection and customer screening to prevent abuse and ensure compliance.

  • Seamless mobile money payment integrations: M-PESA, Airtel Money, MTN, Tigo Pesa.

  • Integrated SMS/WhatsApp notifications and engagement tools.

Odibets platform interface showing game selections

IGAD – Livestock Market Information System

APLUS AFRICA built a mobile-first digital marketplace for IGAD to boost cross-border livestock trade in East Africa. Available on Android and iOS, the platform equips traders and buyers with real-time tools for smarter, data-driven decisions.

This project is a cornerstone of climate-resilient economic empowerment across the Horn of Africa.

Key Capabilities

  • Sellers receive real-time buyer demand, improving matching and trade velocity.

  • Estimated weight and price prediction for livestock based on region and breed.

  • Integrated digital payments for livestock purchases with escrow support to ensure trust.

  • Enhances regional trade by promoting transparency, traceability, and secure settlements.

  • Escrow releases payment to the seller once delivery is confirmed.

  • Enables buyers to specify exact requirements (species, age, weight range, quantity).

  • Addresses market failures and shocks caused by drought, insecurity, and poor access to information.

IGAD Livestock Market Information System mobile app interface

Why APLUS Africa?

Built for Scale

Our systems power platforms that handle millions of users and transactions.

Integrated Tech Stack

From backend APIs to mobile apps to control hubs — we own the entire stack.

Fast Execution

Agile delivery teams that bring your product to life quickly and efficiently.

Deep Regulatory Know-How

We engineer platforms that meet AML, PCI-DSS, and data protection standards.

Market Fit

We understand African markets, telecoms, banking rails, and user behaviors.

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Product and team showcase video

The Driving Force

Our Team

At APLUS AFRICA, we’re a collective of experienced engineers, designers, product thinkers, and problem-solvers passionate about building technology that makes a real difference.

Chief Executive Officer

Francis

“Crafting tech that solves real-world problems in finance and beyond.”

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Head of Design

Jennifer

“Design isn’t just how it looks—it’s how it works. We create interfaces that feel intuitive.”

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Head of Marketing

Linda

“We don’t just market products we tell stories that connect.”

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Head of Engineering

Linus

“Scalability and security aren’t optional—they’re essential.”

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Compliance Analyst

Alex Wanyoike

“I ensure our platforms meet regulatory standards and best practices across all sectors.”

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Treasury Lead

Nelly Mwangi

“I manage the company’s financial strategy, liquidity, and cash flow to support growth.”

Photograph of Nelly Mwangi
Product Manager

Gabriel Saka

“I lead cross-functional teams to turn ideas into impactful digital products.”

Photograph of Gabriel Saka
Frontend Engineer

Lexie Wamboi

“I ensure our platforms meet regulatory standards and best practices across all sectors.”

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Backend Engineer

Amos Nzivu

“Designing robust, scalable systems that power seamless digital experiences.”

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iOS Engineer

John Gichui

“Transforming ideas into intuitive and high-performance mobile applications.”

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Quality Assurance Engineer

Bellamy Gufwoli

“Ensuring software reliability through meticulous testing and quality checks.”

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What Our Clients Say About Us

Testimonials

Our work speaks through the voices of those we’ve partnered with. From ambitious startups to regional institutions, our clients value our hands-on approach, deep technical expertise, and ability to turn complex ideas into functional, scalable products.

Photograph of Joe Mwangi

“You made it so simple. My new site is so much faster and easier to work with than my old site.”

Joe Mwangi

Graphic Designer, ODI Bets

Photograph of Jessica Mumbi

“The team’s technical expertise and hands-on approach turned our complex ideas into a functional, scalable product.”

Jessica Mumbi

Digital Marketer, Safaricom

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“Working with them was a game-changer. Our user engagement has skyrocketed since the new platform launch.”

Jake Sullivan

CEO, Java House

Photograph of Aisha Omar

“From ambitious startups to regional institutions, their ability to deliver is unmatched. Highly recommended.”

Aisha Omar

Product Manager, Airtel

Photograph of David Kimani

“The entire process was seamless. Their deep technical expertise saved us months of development time.”

David Kimani

Lead Engineer, Microsoft ADC

Photograph of Grace Nduta

“Our new platform is not only beautiful but also incredibly performant. It speaks to the quality of their work.”

Grace Nduta

Founder, Startup Inc.

Photograph of Brian Omondi

“Their hands-on approach and ability to turn complex ideas into reality is why we keep coming back.”

Brian Omondi

CTO, Fintech Solutions

Photograph of Fatima Ali

“They understood our vision from day one and delivered a product that exceeded all our expectations.”

Fatima Ali

Marketing Head, Telkom